Peach Salary — self-employment without your own company

With Peach Salary, you do not need to start a company to get paid for your activities. Peach employs you through self-employment, handles tax and employer contributions, and pays out your salary every month.

You focus on what you love — we take care of the paperwork.

How it works

Peach Salary is a self-employment solution. This means that Peach is formally your employer and is responsible for:

• Deducting VAT from your sales
• Paying employer contributions (~31.42%, lower if you are under 26 or over 65)
• Deducting preliminary tax (30% standard rate)
• Paying out the remainder as salary to you

The Peach Salary fee is 0% — completely free. There used to be a fee, but it has been removed.

Important: Peach Salary must be activated before your first payment comes in. Forgot? Contact support and they can help you retroactively.

Step by step

Here is how to activate Peach Salary:

1. Open the app and go to Payout options
2. Fill in your personal identity number
3. Select Salary payouts
4. Tap Activate

Once that is done, everything is handled automatically. You do not need to do anything more each month.

Payout and pay slip

• Payouts are made around the 15th of each month
• You receive a pay slip showing your sales, fees, and tax deductions
• Peach reports your income to the Swedish Tax Agency — it appears automatically in your annual tax return

When it is time to file your tax return, in most cases you just need to approve it. Simple.

Deductions for costs

You can deduct consumables and costs that are directly related to your activities:

• Venue/rental for the space where you hold the activity
• Refreshments and snacks for participants
• Rented equipment (e.g. sound system)

You cannot deduct inventory such as yoga mats, furniture, or other equipment you own.

Here is how:

1. Take a photo of the receipt
2. Send it to team@peach.nu
3. Make sure it arrives by the 5th of the month

The deduction will then appear on your next pay slip.

Frequently asked questions

Q: Is Peach Salary activated for me? A: Go to Payout options in the app. If you see that Salary payouts is active, you are all set. If you are unsure, you can always contact support.

Q: I forgot to activate before my first payment — what do I do? A: Contact us as soon as possible. We can help you sort it out retroactively, but it is important that you reach out early.

Q: How much is deducted from my sales? A: Peach deducts VAT (25%), employer contributions (~31.42%), and preliminary tax (30%). The rest is paid out as salary. The Peach Salary fee is 0%.

Q: Do I need to file a tax return? A: Yes, but it is easy. Peach reports your income to the Swedish Tax Agency, so it is already filled in on your tax return. Normally you just need to approve it.

Q: Can I switch from hobby to Peach Salary? A: Absolutely. Go to Payout options and activate Peach Salary. Keep in mind that it takes effect from the activation date — previous payouts are not affected.

Good to know

• Peach Salary is for you if you do not have your own company and want to avoid the hassle of VAT, F-tax, and accounting
• If you already have a company and want to invoice on your own, Peach Salary is not the right option — choose company payout instead
• Read more about self-employment at the Swedish Tax Agency

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Have more questions? Contact us via Contact Peach in the app or email team@peach.nu.